Privacy Policy

Effective date: April 1, 2026

Information We Collect

We collect information you provide when you create an account and use the platform, including your name, email address, date of birth, and country of residence. For identity verification, we collect a copy of your government-issued photo ID. Payment processing is handled entirely by Stripe — we do not receive or store your card number or full banking details.

We also collect information automatically, including your IP address, browser type, device identifiers, pages visited, and assessment session data such as tab activity and response timing used for integrity monitoring.

How We Use Your Information

Payment Processing

All payment transactions are handled by Stripe, Inc. under their own privacy policy and security standards. By using payment features on SkillPayout, you also agree to Stripe's Privacy Policy. We do not store payment card details on our servers.

Data Sharing

We do not sell your personal information. We share data only with Stripe for payment processing, with cloud infrastructure providers operating under data processing agreements, and with law enforcement or regulatory authorities when required by applicable law.

Data Retention

We retain your account information for as long as your account remains active and for a reasonable period following account closure. Financial transaction records are retained for a minimum of seven years to meet applicable recordkeeping requirements.

Your Rights

You may request access to, correction of, or deletion of your personal data at any time by contacting us at [email protected]. Deletion requests are subject to any legal retention obligations that may apply.

Security

We implement industry-standard security measures including TLS encryption for data in transit and hashed storage for passwords. We regularly review and update our security practices.

Cookies

We use session cookies required for platform operation. We do not use third-party advertising cookies. You may manage cookie settings in your browser, though disabling certain cookies may affect platform functionality.

Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be communicated to registered users by email prior to taking effect.

Contact

Privacy inquiries: [email protected]
Softchoice Solutions USA